Call reports 2012
POWELL VALLEY NATIONAL BANK — 2012
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 240,781,000 | 244,165,000 | 250,747,000 | 251,059,000 |
| Total loans | 140,711,000 | 137,922,000 | 136,868,000 | 135,246,000 |
| Allowance for loan losses | 3,116,000 | 3,171,000 | 3,178,000 | 3,222,000 |
| Securities available for sale | 56,604,000 | 56,354,000 | 54,364,000 | 56,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,347,000 | 202,013,000 | 207,707,000 | 206,882,000 |
| Interest-bearing deposits | 138,647,000 | 153,579,000 | 141,069,000 | 139,201,000 |
| Noninterest-bearing deposits | 60,700,000 | 48,434,000 | 66,638,000 | 67,681,000 |
| Equity capital | 38,689,000 | 39,327,000 | 39,652,000 | 39,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,871,000 | 5,689,000 | 8,437,000 | 11,058,000 |
| Interest expense | 379,000 | 727,000 | 1,041,000 | 1,325,000 |
| Net interest income | 2,492,000 | 4,962,000 | 7,396,000 | 9,733,000 |
| Noninterest income | 145,000 | 303,000 | 547,000 | 807,000 |
| Noninterest expense | 1,643,000 | 3,581,000 | 5,498,000 | 7,369,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 175,000 |
| Pretax income | 904,000 | 1,649,000 | 2,682,000 | 3,335,000 |
| Income tax | 290,000 | 525,000 | 925,000 | 1,061,000 |
| Net income | 614,000 | 1,124,000 | 1,757,000 | 2,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,462,000 | 35,705,000 | 36,180,000 | 36,557,000 |
| Total capital | 37,292,000 | 37,531,000 | 37,951,000 | 38,330,000 |
| Risk-weighted assets | 145,369,000 | 143,946,000 | 140,252,000 | 140,314,000 |