Call reports 2011
POWELL VALLEY NATIONAL BANK — 2011
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 242,272,000 | 242,732,000 | 242,906,000 | 240,696,000 |
| Total loans | 156,815,000 | 148,821,000 | 148,156,000 | 145,976,000 |
| Allowance for loan losses | 3,192,000 | 3,544,000 | 3,845,000 | 3,023,000 |
| Securities available for sale | 48,106,000 | 53,803,000 | 55,399,000 | 57,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,649,000 | 203,238,000 | 202,494,000 | 200,260,000 |
| Interest-bearing deposits | 165,066,000 | 163,828,000 | 161,982,000 | 156,536,000 |
| Noninterest-bearing deposits | 38,583,000 | 39,410,000 | 40,512,000 | 43,724,000 |
| Equity capital | 36,527,000 | 37,196,000 | 37,988,000 | 38,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,101,000 | 6,174,000 | 9,250,000 | 12,177,000 |
| Interest expense | 577,000 | 1,113,000 | 1,607,000 | 2,039,000 |
| Net interest income | 2,524,000 | 5,061,000 | 7,643,000 | 10,138,000 |
| Noninterest income | 184,000 | 374,000 | 503,000 | 708,000 |
| Noninterest expense | 1,487,000 | 3,054,000 | 4,598,000 | 6,489,000 |
| Provision for loan losses | 400,000 | 750,000 | 1,050,000 | 1,480,000 |
| Pretax income | 790,000 | 1,631,000 | 2,462,000 | 2,881,000 |
| Income tax | 260,000 | 536,000 | 798,000 | 591,000 |
| Net income | 530,000 | 1,095,000 | 1,664,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,938,000 | 34,186,000 | 34,602,000 | 35,048,000 |
| Total capital | 35,774,000 | 36,085,000 | 36,533,000 | 36,930,000 |
| Risk-weighted assets | 144,799,000 | 149,278,000 | 151,604,000 | 149,100,000 |