Call reports 2010
POWELL VALLEY NATIONAL BANK — 2010
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 240,813,000 | 233,752,000 | 237,111,000 | 234,509,000 |
| Total loans | 169,199,000 | 167,301,000 | 166,374,000 | 162,699,000 |
| Allowance for loan losses | 2,761,000 | 3,552,000 | 4,036,000 | 2,836,000 |
| Securities available for sale | 38,738,000 | 42,605,000 | 39,245,000 | 40,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,087,000 | 195,223,000 | 198,120,000 | 197,419,000 |
| Interest-bearing deposits | 163,589,000 | 159,274,000 | 159,793,000 | 161,448,000 |
| Noninterest-bearing deposits | 36,498,000 | 35,949,000 | 38,327,000 | 35,971,000 |
| Equity capital | 36,242,000 | 35,168,000 | 35,574,000 | 35,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,673,000 | 9,982,000 | 13,145,000 |
| Interest expense | 838,000 | 1,626,000 | 2,376,000 | 3,015,000 |
| Net interest income | 2,506,000 | 5,047,000 | 7,606,000 | 10,130,000 |
| Noninterest income | 324,000 | 547,000 | 780,000 | 961,000 |
| Noninterest expense | 1,503,000 | 3,191,000 | 4,651,000 | 6,228,000 |
| Provision for loan losses | 300,000 | 1,100,000 | 1,700,000 | 2,000,000 |
| Pretax income | 1,029,000 | 1,041,000 | 1,668,000 | 2,374,000 |
| Income tax | 310,000 | 445,000 | 690,000 | 438,000 |
| Net income | 719,000 | 596,000 | 978,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,189,000 | 32,898,000 | 33,127,000 | 33,697,000 |
| Total capital | 36,128,000 | 34,836,000 | 35,012,000 | 35,802,000 |
| Risk-weighted assets | 154,317,000 | 153,414,000 | 148,627,000 | 167,706,000 |