Call reports 2009
POWELL VALLEY NATIONAL BANK — 2009
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,705,000 | 230,042,000 | 230,858,000 | 239,771,000 |
| Total loans | 170,717,000 | 169,874,000 | 171,935,000 | 171,869,000 |
| Allowance for loan losses | 2,253,000 | 2,313,000 | 2,417,000 | 2,565,000 |
| Securities available for sale | 28,129,000 | 26,907,000 | 32,175,000 | 36,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,827,000 | 189,646,000 | 192,776,000 | 198,565,000 |
| Interest-bearing deposits | 153,771,000 | 156,196,000 | 157,433,000 | 163,294,000 |
| Noninterest-bearing deposits | 37,056,000 | 33,450,000 | 35,343,000 | 35,271,000 |
| Equity capital | 34,434,000 | 34,545,000 | 35,338,000 | 35,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,440,000 | 6,815,000 | 10,204,000 | 13,580,000 |
| Interest expense | 1,099,000 | 2,113,000 | 3,073,000 | 3,963,000 |
| Net interest income | 2,341,000 | 4,702,000 | 7,131,000 | 9,617,000 |
| Noninterest income | 253,000 | 474,000 | 725,000 | 839,000 |
| Noninterest expense | 1,520,000 | 3,205,000 | 4,847,000 | 6,402,000 |
| Provision for loan losses | 125,000 | 275,000 | 475,000 | 710,000 |
| Pretax income | 949,000 | 1,649,000 | 2,250,000 | 2,502,000 |
| Income tax | 280,000 | 460,000 | 615,000 | 643,000 |
| Net income | 669,000 | 1,189,000 | 1,635,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,029,000 | 34,247,000 | 34,802,000 | 33,533,000 |
| Total capital | 35,948,000 | 36,119,000 | 36,746,000 | 35,496,000 |
| Risk-weighted assets | 153,171,000 | 149,336,000 | 153,891,000 | 156,460,000 |