Call reports 2005
POWELL VALLEY NATIONAL BANK — 2005
What POWELL VALLEY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 226,629,000 | 222,949,000 | 232,763,000 | 234,055,000 |
| Total loans | 155,610,000 | 159,835,000 | 163,615,000 | 166,585,000 |
| Allowance for loan losses | 1,760,000 | 1,806,000 | 1,871,000 | 1,904,000 |
| Securities available for sale | 42,128,000 | 42,487,000 | 42,438,000 | 44,022,000 |
| Securities held to maturity | 810,000 | 801,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,892,000 | 189,693,000 | 198,864,000 | 199,932,000 |
| Interest-bearing deposits | 160,619,000 | 157,929,000 | 164,237,000 | 169,332,000 |
| Noninterest-bearing deposits | 33,273,000 | 31,764,000 | 34,627,000 | 30,600,000 |
| Equity capital | 30,516,000 | 31,522,000 | 32,036,000 | 31,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,413,000 | 6,910,000 | 10,513,000 | 14,226,000 |
| Interest expense | 892,000 | 1,881,000 | 3,011,000 | 4,336,000 |
| Net interest income | 2,521,000 | 5,029,000 | 7,502,000 | 9,890,000 |
| Noninterest income | 166,000 | 331,000 | 530,000 | 700,000 |
| Noninterest expense | 1,490,000 | 2,889,000 | 4,393,000 | 5,973,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 180,000 |
| Pretax income | 1,200,000 | 2,416,000 | 3,548,000 | 4,466,000 |
| Income tax | 350,000 | 695,000 | 1,015,000 | 1,181,000 |
| Net income | 850,000 | 1,721,000 | 2,533,000 | 3,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,075,000 | 29,910,000 | 30,514,000 | 30,691,000 |
| Total capital | 30,875,000 | 31,756,000 | 32,425,000 | 32,635,000 |
| Risk-weighted assets | 156,758,000 | 157,811,000 | 164,647,000 | 166,938,000 |
Machine access — free, no API key
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