Call reports 2025
ANDREW JOHNSON BANK — 2025
What ANDREW JOHNSON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 595,955,000 | 603,309,000 | 615,906,000 | 613,829,000 |
| Total loans | 429,742,000 | 441,694,000 | 445,255,000 | 445,423,000 |
| Allowance for loan losses | 6,761,000 | 6,911,000 | 7,061,000 | 7,062,000 |
| Securities available for sale | 103,824,000 | 101,403,000 | 101,571,000 | 98,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,160,000 | 546,176,000 | 555,710,000 | 551,089,000 |
| Interest-bearing deposits | 405,720,000 | 410,247,000 | 427,603,000 | 423,953,000 |
| Noninterest-bearing deposits | 135,440,000 | 135,929,000 | 128,107,000 | 127,136,000 |
| Equity capital | 50,836,000 | 53,261,000 | 56,057,000 | 58,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,717,000 | 15,927,000 | 24,361,000 | 32,835,000 |
| Interest expense | 2,347,000 | 4,715,000 | 7,117,000 | 9,435,000 |
| Net interest income | 5,370,000 | 11,212,000 | 17,244,000 | 23,400,000 |
| Noninterest income | 707,000 | 1,358,000 | 2,078,000 | 2,857,000 |
| Noninterest expense | 3,526,000 | 7,090,000 | 10,875,000 | 15,364,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 400,000 |
| Pretax income | 2,457,000 | 5,229,000 | 8,051,000 | 10,501,000 |
| Income tax | 583,000 | 1,280,000 | 1,979,000 | 2,544,000 |
| Net income | 1,874,000 | 3,949,000 | 6,072,000 | 7,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,711,000 | 62,787,000 | 64,182,000 | 66,067,000 |
| Total capital | 65,851,000 | 68,110,000 | 69,477,000 | 71,345,000 |
| Risk-weighted assets | 409,483,000 | 424,216,000 | 421,796,000 | 420,402,000 |