Call reports 2020
ANDREW JOHNSON BANK — 2020
What ANDREW JOHNSON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 394,061,000 | 423,167,000 | 428,766,000 | 449,857,000 |
| Total loans | 314,211,000 | 334,126,000 | 337,781,000 | 328,809,000 |
| Allowance for loan losses | 5,097,000 | 4,987,000 | 5,223,000 | 5,636,000 |
| Securities available for sale | 33,170,000 | 37,981,000 | 43,345,000 | 50,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,291,000 | 376,076,000 | 380,823,000 | 400,971,000 |
| Interest-bearing deposits | 259,312,000 | 270,393,000 | 274,934,000 | 289,069,000 |
| Noninterest-bearing deposits | 89,979,000 | 105,683,000 | 105,889,000 | 111,902,000 |
| Equity capital | 42,393,000 | 44,104,000 | 44,535,000 | 45,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,724,000 | 9,310,000 | 13,836,000 | 18,704,000 |
| Interest expense | 640,000 | 1,118,000 | 1,529,000 | 1,899,000 |
| Net interest income | 4,084,000 | 8,192,000 | 12,307,000 | 16,805,000 |
| Noninterest income | 475,000 | 923,000 | 1,390,000 | 1,920,000 |
| Noninterest expense | 2,877,000 | 5,983,000 | 9,032,000 | 12,132,000 |
| Provision for loan losses | 112,000 | 248,000 | 483,000 | 1,127,000 |
| Pretax income | 1,570,000 | 2,884,000 | 4,182,000 | 5,538,000 |
| Income tax | 424,000 | 772,000 | 1,017,000 | 1,358,000 |
| Net income | 1,146,000 | 2,112,000 | 3,165,000 | 4,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,174,000 | 43,139,000 | 43,480,000 | 44,495,000 |
| Total capital | 45,835,000 | 46,794,000 | 47,220,000 | 48,468,000 |
| Risk-weighted assets | 291,510,000 | 291,118,000 | 297,725,000 | 316,231,000 |