Call reports 2016
ANDREW JOHNSON BANK — 2016
What ANDREW JOHNSON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 341,578,000 | 334,305,000 | 344,225,000 | 342,681,000 |
| Total loans | 272,304,000 | 276,365,000 | 282,190,000 | 285,990,000 |
| Allowance for loan losses | 4,811,000 | 4,902,000 | 5,005,000 | 4,903,000 |
| Securities available for sale | 35,234,000 | 37,447,000 | 37,142,000 | 35,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,843,000 | 299,730,000 | 303,162,000 | 307,714,000 |
| Interest-bearing deposits | 227,206,000 | 225,298,000 | 229,366,000 | 225,751,000 |
| Noninterest-bearing deposits | 80,637,000 | 74,432,000 | 73,796,000 | 81,963,000 |
| Equity capital | 32,531,000 | 33,697,000 | 33,713,000 | 33,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,729,000 | 7,414,000 | 11,235,000 | 15,086,000 |
| Interest expense | 203,000 | 415,000 | 633,000 | 844,000 |
| Net interest income | 3,526,000 | 6,999,000 | 10,602,000 | 14,242,000 |
| Noninterest income | 550,000 | 1,185,000 | 1,771,000 | 2,292,000 |
| Noninterest expense | 2,661,000 | 5,189,000 | 7,958,000 | 10,744,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 500,000 |
| Pretax income | 1,290,000 | 2,745,000 | 4,040,000 | 5,290,000 |
| Income tax | 434,000 | 989,000 | 1,524,000 | 1,953,000 |
| Net income | 856,000 | 1,756,000 | 2,516,000 | 3,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,109,000 | 33,010,000 | 33,196,000 | 34,017,000 |
| Total capital | 35,113,000 | 36,073,000 | 36,372,000 | 37,199,000 |
| Risk-weighted assets | 238,565,000 | 243,247,000 | 252,322,000 | 252,841,000 |