Call reports 2015
ANDREW JOHNSON BANK — 2015
What ANDREW JOHNSON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 312,777,000 | 329,823,000 | 322,750,000 | 333,194,000 |
| Total loans | 259,932,000 | 267,713,000 | 268,177,000 | 269,199,000 |
| Allowance for loan losses | 4,840,000 | 4,946,000 | 5,001,000 | 4,822,000 |
| Securities available for sale | 25,170,000 | 27,255,000 | 29,458,000 | 30,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,107,000 | 297,629,000 | 289,805,000 | 299,733,000 |
| Interest-bearing deposits | 235,253,000 | 235,555,000 | 236,374,000 | 242,212,000 |
| Noninterest-bearing deposits | 45,854,000 | 62,074,000 | 53,431,000 | 57,521,000 |
| Equity capital | 30,484,000 | 31,063,000 | 31,376,000 | 32,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,576,000 | 7,265,000 | 11,020,000 | 14,737,000 |
| Interest expense | 209,000 | 419,000 | 635,000 | 845,000 |
| Net interest income | 3,367,000 | 6,846,000 | 10,385,000 | 13,892,000 |
| Noninterest income | 606,000 | 1,337,000 | 2,067,000 | 2,695,000 |
| Noninterest expense | 2,652,000 | 5,389,000 | 8,216,000 | 10,970,000 |
| Provision for loan losses | 201,000 | 351,000 | 501,000 | 501,000 |
| Pretax income | 1,120,000 | 2,443,000 | 3,735,000 | 5,116,000 |
| Income tax | 417,000 | 969,000 | 1,492,000 | 2,007,000 |
| Net income | 703,000 | 1,474,000 | 2,243,000 | 3,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,146,000 | 30,917,000 | 31,111,000 | 31,978,000 |
| Total capital | 32,926,000 | 33,856,000 | 34,050,000 | 34,959,000 |
| Risk-weighted assets | 220,391,000 | 233,142,000 | 233,063,000 | 236,703,000 |