Call reports 2014
ANDREW JOHNSON BANK — 2014
What ANDREW JOHNSON BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 297,739,000 | 296,754,000 | 300,289,000 | 300,000,000 |
| Total loans | 247,907,000 | 250,141,000 | 253,234,000 | 255,584,000 |
| Allowance for loan losses | 4,917,000 | 4,976,000 | 5,050,000 | 4,663,000 |
| Securities available for sale | 25,816,000 | 25,509,000 | 27,492,000 | 26,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,181,000 | 266,548,000 | 269,805,000 | 268,286,000 |
| Interest-bearing deposits | 232,810,000 | 230,451,000 | 230,486,000 | 230,942,000 |
| Noninterest-bearing deposits | 35,371,000 | 36,097,000 | 39,319,000 | 37,344,000 |
| Equity capital | 28,043,000 | 28,964,000 | 29,309,000 | 30,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,553,000 | 7,105,000 | 10,752,000 | 14,386,000 |
| Interest expense | 250,000 | 489,000 | 711,000 | 927,000 |
| Net interest income | 3,303,000 | 6,616,000 | 10,041,000 | 13,459,000 |
| Noninterest income | 653,000 | 1,313,000 | 2,004,000 | 2,960,000 |
| Noninterest expense | 2,549,000 | 5,074,000 | 7,733,000 | 10,456,000 |
| Provision for loan losses | 225,000 | 425,000 | 535,000 | 625,000 |
| Pretax income | 1,182,000 | 2,430,000 | 3,777,000 | 5,338,000 |
| Income tax | 459,000 | 919,000 | 1,365,000 | 1,792,000 |
| Net income | 723,000 | 1,511,000 | 2,412,000 | 3,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,879,000 | 28,675,000 | 29,033,000 | 30,190,000 |
| Total capital | 30,451,000 | 31,285,000 | 31,682,000 | 32,854,000 |
| Risk-weighted assets | 203,367,000 | 206,448,000 | 209,518,000 | 211,152,000 |