Call reports 2014
CORNERSTONE COMMUNITY BANK — 2014
What CORNERSTONE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 135,725,000 | 132,315,000 | 135,361,000 | 140,096,000 |
| Total loans | 116,330,000 | 116,936,000 | 117,038,000 | 118,008,000 |
| Allowance for loan losses | 1,425,000 | 1,489,000 | 1,603,000 | 1,402,000 |
| Securities available for sale | 853,000 | 834,000 | 812,000 | 899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 579,000 | 590,000 | 486,000 | 496,000 |
| Total deposits | 120,859,000 | 117,125,000 | 120,854,000 | 124,829,000 |
| Interest-bearing deposits | 98,335,000 | 93,598,000 | 93,701,000 | 97,870,000 |
| Noninterest-bearing deposits | 22,524,000 | 23,527,000 | 27,153,000 | 26,958,000 |
| Equity capital | 12,208,000 | 12,400,000 | 12,580,000 | 12,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 3,002,000 | 4,492,000 | 6,008,000 |
| Interest expense | 158,000 | 313,000 | 455,000 | 595,000 |
| Net interest income | 1,352,000 | 2,689,000 | 4,037,000 | 5,413,000 |
| Noninterest income | 142,000 | 295,000 | 468,000 | 632,000 |
| Noninterest expense | 946,000 | 1,886,000 | 2,848,000 | 3,765,000 |
| Provision for loan losses | 545,000 | 665,000 | 775,000 | 915,000 |
| Pretax income | 3,000 | 433,000 | 882,000 | 1,365,000 |
| Income tax | -8,000 | 151,000 | 317,000 | 499,000 |
| Net income | 11,000 | 282,000 | 565,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,128,000 | 12,319,000 | 12,501,000 | 12,582,000 |
| Total capital | 13,504,000 | 13,713,000 | 13,945,000 | 13,984,000 |
| Risk-weighted assets | 111,861,000 | 112,751,000 | 115,410,000 | 121,019,000 |
Machine access — free, no API key
Every figure shown here about CORNERSTONE COMMUNITY BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.