Call reports 2007
CORNERSTONE COMMUNITY BANK — 2007
What CORNERSTONE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 96,577,000 | 101,365,000 | 106,550,000 | 106,607,000 |
| Total loans | 74,520,000 | 79,060,000 | 81,792,000 | 83,155,000 |
| Allowance for loan losses | 877,000 | 878,000 | 878,000 | 865,000 |
| Securities available for sale | 15,107,000 | 14,565,000 | 14,843,000 | 14,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 279,000 | 295,000 | 334,000 |
| Total deposits | 73,164,000 | 73,868,000 | 81,403,000 | 79,174,000 |
| Interest-bearing deposits | 63,831,000 | 63,792,000 | 72,012,000 | 69,550,000 |
| Noninterest-bearing deposits | 9,333,000 | 10,076,000 | 9,391,000 | 9,624,000 |
| Equity capital | 7,725,000 | 7,653,000 | 7,958,000 | 8,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,093,000 | 4,779,000 | 6,453,000 |
| Interest expense | 841,000 | 1,699,000 | 2,675,000 | 3,635,000 |
| Net interest income | 696,000 | 1,394,000 | 2,104,000 | 2,818,000 |
| Noninterest income | 114,000 | 271,000 | 380,000 | 534,000 |
| Noninterest expense | 593,000 | 1,230,000 | 1,839,000 | 2,519,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 187,000 | 405,000 | 615,000 | 803,000 |
| Income tax | 25,000 | 63,000 | 98,000 | 135,000 |
| Net income | 162,000 | 342,000 | 517,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,679,000 | 7,791,000 | 7,918,000 | 8,033,000 |
| Total capital | 8,556,000 | 8,669,000 | 8,796,000 | 8,898,000 |
| Risk-weighted assets | 76,859,000 | 81,279,000 | 84,768,000 | 84,303,000 |
Machine access — free, no API key
Every figure shown here about CORNERSTONE COMMUNITY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.