Call reports 2024
CROSS KEYS BANK — 2024
What CROSS KEYS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 572,963,000 | 586,984,000 | 596,033,000 | 598,063,000 |
| Total loans | 355,085,000 | 366,078,000 | 372,482,000 | 374,951,000 |
| Allowance for loan losses | 2,977,000 | 3,702,000 | 3,900,000 | 2,851,000 |
| Securities available for sale | 101,678,000 | 98,927,000 | 99,919,000 | 95,464,000 |
| Securities held to maturity | 72,903,000 | 72,165,000 | 71,347,000 | 70,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,163,000 | 495,444,000 | 501,049,000 | 509,342,000 |
| Interest-bearing deposits | 376,654,000 | 392,853,000 | 402,917,000 | 415,056,000 |
| Noninterest-bearing deposits | 97,509,000 | 102,591,000 | 98,132,000 | 94,286,000 |
| Equity capital | 58,714,000 | 59,977,000 | 63,722,000 | 64,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,659,000 | 15,362,000 | 23,264,000 | 31,155,000 |
| Interest expense | 3,387,000 | 6,808,000 | 10,372,000 | 13,562,000 |
| Net interest income | 4,272,000 | 8,554,000 | 12,892,000 | 17,593,000 |
| Noninterest income | 762,000 | 1,800,000 | 2,749,000 | 4,162,000 |
| Noninterest expense | 3,789,000 | 7,657,000 | 11,605,000 | 15,648,000 |
| Provision for loan losses | 0 | 559,000 | 721,000 | -474,000 |
| Pretax income | 1,245,000 | 2,125,000 | 3,320,000 | 6,562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,245,000 | 2,125,000 | 3,320,000 | 6,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,885,000 | 72,764,000 | 73,960,000 | 77,202,000 |
| Total capital | 74,971,000 | 76,576,000 | 77,952,000 | 80,169,000 |
| Risk-weighted assets | 465,038,000 | 471,040,000 | 486,501,000 | 472,933,000 |
Machine access — free, no API key
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