Call reports 2023
CROSS KEYS BANK — 2023
What CROSS KEYS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 551,131,000 | 559,009,000 | 571,720,000 | 579,744,000 |
| Total loans | 299,596,000 | 328,730,000 | 325,622,000 | 334,833,000 |
| Allowance for loan losses | 2,694,000 | 2,694,000 | 2,679,000 | 2,979,000 |
| Securities available for sale | 106,786,000 | 105,031,000 | 98,591,000 | 103,548,000 |
| Securities held to maturity | 75,869,000 | 75,145,000 | 74,344,000 | 73,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,913,000 | 467,754,000 | 480,389,000 | 482,188,000 |
| Interest-bearing deposits | 292,422,000 | 300,863,000 | 302,124,000 | 321,156,000 |
| Noninterest-bearing deposits | 176,491,000 | 166,891,000 | 178,265,000 | 161,032,000 |
| Equity capital | 49,314,000 | 50,345,000 | 50,929,000 | 58,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,990,000 | 12,612,000 | 19,638,000 | 26,888,000 |
| Interest expense | 2,005,000 | 4,433,000 | 7,205,000 | 10,137,000 |
| Net interest income | 3,985,000 | 8,179,000 | 12,433,000 | 16,751,000 |
| Noninterest income | 761,000 | 1,551,000 | 4,845,000 | 6,191,000 |
| Noninterest expense | 3,647,000 | 7,539,000 | 11,304,000 | 15,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,099,000 | 2,191,000 | 5,537,000 | 6,782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,099,000 | 2,191,000 | 5,537,000 | 6,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,602,000 | 66,438,000 | 64,929,000 | 70,640,000 |
| Total capital | 67,407,000 | 69,242,000 | 67,718,000 | 73,728,000 |
| Risk-weighted assets | 417,821,000 | 438,235,000 | 440,981,000 | 455,162,000 |
Machine access — free, no API key
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