Call reports 2021
CROSS KEYS BANK — 2021
What CROSS KEYS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 455,625,000 | 460,334,000 | 477,405,000 | 477,500,000 |
| Total loans | 270,855,000 | 266,260,000 | 248,131,000 | 247,920,000 |
| Allowance for loan losses | 2,509,000 | 2,496,000 | 2,256,000 | 1,881,000 |
| Securities available for sale | 138,502,000 | 151,645,000 | 163,269,000 | 179,101,000 |
| Securities held to maturity | 242,000 | 214,000 | 214,000 | 214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,518,000 | 376,042,000 | 390,183,000 | 397,937,000 |
| Interest-bearing deposits | 259,874,000 | 264,754,000 | 261,611,000 | 276,173,000 |
| Noninterest-bearing deposits | 112,644,000 | 111,288,000 | 128,572,000 | 121,764,000 |
| Equity capital | 52,292,000 | 53,152,000 | 56,706,000 | 52,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,876,000 | 8,670,000 | 13,142,000 | 17,315,000 |
| Interest expense | 320,000 | 598,000 | 862,000 | 1,100,000 |
| Net interest income | 4,556,000 | 8,072,000 | 12,280,000 | 16,215,000 |
| Noninterest income | 1,475,000 | 2,887,000 | 5,981,000 | 7,202,000 |
| Noninterest expense | 3,550,000 | 7,092,000 | 10,620,000 | 14,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 2,481,000 | 3,947,000 | 7,752,000 | 8,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,481,000 | 3,947,000 | 7,752,000 | 8,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,619,000 | 50,080,000 | 53,868,000 | 50,599,000 |
| Total capital | 52,128,000 | 52,576,000 | 56,124,000 | 52,480,000 |
| Risk-weighted assets | 311,479,000 | 321,328,000 | 319,090,000 | 332,778,000 |
Machine access — free, no API key
Every figure shown here about CROSS KEYS BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.