Call reports 2016
LANDMARK COMMUNITY BANK — 2016
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 294,654,000 | 298,391,000 | 306,507,000 | 316,933,000 |
| Total loans | 220,670,000 | 224,839,000 | 234,115,000 | 242,882,000 |
| Allowance for loan losses | 3,109,000 | 3,046,000 | 3,126,000 | 3,077,000 |
| Securities available for sale | 58,256,000 | 57,667,000 | 56,807,000 | 57,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,564,000 | 245,677,000 | 254,712,000 | 259,206,000 |
| Interest-bearing deposits | 201,907,000 | 201,677,000 | 208,396,000 | 208,797,000 |
| Noninterest-bearing deposits | 46,657,000 | 44,000,000 | 46,316,000 | 50,409,000 |
| Equity capital | 27,766,000 | 28,269,000 | 29,044,000 | 28,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,777,000 | 5,591,000 | 9,004,000 | 12,177,000 |
| Interest expense | 380,000 | 778,000 | 1,181,000 | 1,599,000 |
| Net interest income | 2,397,000 | 4,813,000 | 7,823,000 | 10,578,000 |
| Noninterest income | 251,000 | 539,000 | 828,000 | 1,090,000 |
| Noninterest expense | 2,174,000 | 4,364,000 | 6,424,000 | 8,719,000 |
| Provision for loan losses | 223,000 | 339,000 | 197,000 | 370,000 |
| Pretax income | 251,000 | 649,000 | 2,030,000 | 2,580,000 |
| Income tax | 18,000 | 76,000 | 384,000 | 507,000 |
| Net income | 233,000 | 573,000 | 1,646,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,107,000 | 27,281,000 | 28,186,000 | 28,457,000 |
| Total capital | 30,040,000 | 30,217,000 | 31,312,000 | 31,534,000 |
| Risk-weighted assets | 234,459,000 | 234,800,000 | 250,982,000 | 257,943,000 |