Call reports 2015
LANDMARK COMMUNITY BANK — 2015
What LANDMARK COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 274,623,000 | 271,584,000 | 272,340,000 | 284,072,000 |
| Total loans | 203,170,000 | 201,894,000 | 201,215,000 | 212,129,000 |
| Allowance for loan losses | 1,996,000 | 2,906,000 | 2,862,000 | 2,965,000 |
| Securities available for sale | 54,755,000 | 54,481,000 | 55,842,000 | 55,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,005,000 | 228,667,000 | 224,079,000 | 229,276,000 |
| Interest-bearing deposits | 184,101,000 | 184,759,000 | 183,901,000 | 185,790,000 |
| Noninterest-bearing deposits | 44,904,000 | 43,908,000 | 40,178,000 | 43,486,000 |
| Equity capital | 27,237,000 | 27,590,000 | 28,128,000 | 27,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,780,000 | 5,495,000 | 8,154,000 | 10,822,000 |
| Interest expense | 356,000 | 713,000 | 1,062,000 | 1,408,000 |
| Net interest income | 2,424,000 | 4,782,000 | 7,092,000 | 9,414,000 |
| Noninterest income | 299,000 | 598,000 | 883,000 | 1,164,000 |
| Noninterest expense | 2,082,000 | 4,220,000 | 6,254,000 | 8,321,000 |
| Provision for loan losses | 3,000 | -874,000 | -793,000 | 560,000 |
| Pretax income | 660,000 | 2,066,000 | 2,545,000 | 1,729,000 |
| Income tax | 131,000 | 525,000 | 602,000 | 239,000 |
| Net income | 529,000 | 1,541,000 | 1,943,000 | 1,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,458,000 | 27,311,000 | 27,577,000 | 27,034,000 |
| Total capital | 28,454,000 | 30,024,000 | 30,242,000 | 29,747,000 |
| Risk-weighted assets | 212,961,000 | 216,756,000 | 212,974,000 | 216,779,000 |