Call reports 2025
HOME FEDERAL BANK — 2025
What HOME FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 619,535,000 | 609,595,000 | 623,067,000 | 621,903,000 |
| Total loans | 463,933,000 | 467,028,000 | 470,059,000 | 476,836,000 |
| Allowance for loan losses | 4,632,000 | 4,484,000 | 4,387,000 | 4,442,000 |
| Securities available for sale | 32,149,000 | 34,246,000 | 37,328,000 | 38,446,000 |
| Securities held to maturity | 63,066,000 | 61,334,000 | 59,794,000 | 58,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,256,000 | 547,856,000 | 559,302,000 | 556,292,000 |
| Interest-bearing deposits | 426,963,000 | 423,874,000 | 429,747,000 | 427,031,000 |
| Noninterest-bearing deposits | 131,293,000 | 123,982,000 | 129,555,000 | 129,262,000 |
| Equity capital | 57,348,000 | 57,819,000 | 59,091,000 | 60,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,426,000 | 15,060,000 | 23,070,000 | 31,131,000 |
| Interest expense | 2,677,000 | 5,267,000 | 7,939,000 | 10,553,000 |
| Net interest income | 4,749,000 | 9,793,000 | 15,131,000 | 20,578,000 |
| Noninterest income | 538,000 | 1,217,000 | 1,867,000 | 2,505,000 |
| Noninterest expense | 4,031,000 | 7,940,000 | 11,517,000 | 14,991,000 |
| Provision for loan losses | 6,000 | 52,000 | 95,000 | 204,000 |
| Pretax income | 1,250,000 | 3,017,000 | 5,386,000 | 7,888,000 |
| Income tax | 270,000 | 688,000 | 1,180,000 | 1,700,000 |
| Net income | 980,000 | 2,329,000 | 4,206,000 | 6,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,009,000 | 56,720,000 | 57,164,000 | 57,791,000 |
| Total capital | 60,641,000 | 61,204,000 | 61,551,000 | 62,233,000 |
| Risk-weighted assets | 417,414,000 | 417,287,000 | 428,721,000 | 431,480,000 |