Call reports 2023
HOME FEDERAL BANK — 2023
What HOME FEDERAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 686,125,000 | 661,074,000 | 662,766,000 | 654,574,000 |
| Total loans | 492,489,000 | 494,671,000 | 512,289,000 | 508,685,000 |
| Allowance for loan losses | 4,936,000 | 5,173,000 | 5,102,000 | 5,073,000 |
| Securities available for sale | 44,755,000 | 39,551,000 | 40,408,000 | 37,310,000 |
| Securities held to maturity | 74,277,000 | 72,879,000 | 71,247,000 | 69,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,054,000 | 598,324,000 | 593,441,000 | 584,423,000 |
| Interest-bearing deposits | 450,074,000 | 451,566,000 | 446,201,000 | 447,472,000 |
| Noninterest-bearing deposits | 164,980,000 | 146,758,000 | 147,240,000 | 136,951,000 |
| Equity capital | 58,002,000 | 58,802,000 | 59,260,000 | 62,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,012,000 | 14,762,000 | 22,835,000 | 30,915,000 |
| Interest expense | 1,394,000 | 3,520,000 | 6,128,000 | 9,107,000 |
| Net interest income | 5,618,000 | 11,242,000 | 16,707,000 | 21,808,000 |
| Noninterest income | 509,000 | 1,013,000 | 1,448,000 | 1,585,000 |
| Noninterest expense | 4,396,000 | 8,492,000 | 12,559,000 | 16,470,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 284,000 |
| Pretax income | 1,581,000 | 3,463,000 | 5,296,000 | 6,639,000 |
| Income tax | 323,000 | 725,000 | 1,099,000 | 1,016,000 |
| Net income | 1,258,000 | 2,738,000 | 4,197,000 | 5,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,728,000 | 57,281,000 | 58,764,000 | 60,259,000 |
| Total capital | 60,664,000 | 62,454,000 | 63,866,000 | 65,332,000 |
| Risk-weighted assets | 460,030,000 | 447,713,000 | 460,363,000 | 460,365,000 |