Call reports 2020
HOME FEDERAL BANK — 2020
What HOME FEDERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 463,168,000 | 518,919,000 | 542,184,000 | 536,009,000 |
| Total loans | 335,351,000 | 379,328,000 | 387,603,000 | 368,180,000 |
| Allowance for loan losses | 3,783,000 | 4,081,000 | 4,552,000 | 3,790,000 |
| Securities available for sale | 44,874,000 | 42,060,000 | 38,375,000 | 33,060,000 |
| Securities held to maturity | 18,890,000 | 17,898,000 | 15,389,000 | 30,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,758,000 | 461,554,000 | 485,008,000 | 478,523,000 |
| Interest-bearing deposits | 342,924,000 | 357,401,000 | 362,718,000 | 370,976,000 |
| Noninterest-bearing deposits | 63,834,000 | 104,153,000 | 122,290,000 | 107,547,000 |
| Equity capital | 51,124,000 | 52,595,000 | 52,203,000 | 53,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,873,000 | 10,005,000 | 14,988,000 | 20,369,000 |
| Interest expense | 1,312,000 | 2,377,000 | 3,360,000 | 4,248,000 |
| Net interest income | 3,561,000 | 7,628,000 | 11,628,000 | 16,121,000 |
| Noninterest income | 828,000 | 1,797,000 | 3,504,000 | 4,811,000 |
| Noninterest expense | 2,965,000 | 6,177,000 | 9,533,000 | 12,780,000 |
| Provision for loan losses | 316,000 | 766,000 | 1,466,000 | 2,066,000 |
| Pretax income | 1,327,000 | 2,701,000 | 4,352,000 | 6,305,000 |
| Income tax | 282,000 | 563,000 | 903,000 | 1,327,000 |
| Net income | 1,045,000 | 2,138,000 | 3,449,000 | 4,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,468,000 | 51,562,000 | 51,373,000 | 52,902,000 |
| Total capital | 54,251,000 | 55,502,000 | 55,479,000 | 56,692,000 |
| Risk-weighted assets | 312,468,000 | 314,903,000 | 327,901,000 | 325,888,000 |