Call reports 2016
HOME FEDERAL BANK — 2016
What HOME FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 362,913,000 | 382,012,000 | 389,920,000 | 410,591,000 |
| Total loans | 292,571,000 | 305,316,000 | 305,955,000 | 311,633,000 |
| Allowance for loan losses | 2,749,000 | 2,845,000 | 3,136,000 | 3,438,000 |
| Securities available for sale | 42,486,000 | 50,173,000 | 46,108,000 | 42,039,000 |
| Securities held to maturity | 0 | 0 | 10,293,000 | 21,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,075,000 | 288,863,000 | 300,711,000 | 311,331,000 |
| Interest-bearing deposits | 247,079,000 | 249,752,000 | 253,918,000 | 253,952,000 |
| Noninterest-bearing deposits | 44,996,000 | 39,111,000 | 46,793,000 | 57,379,000 |
| Equity capital | 42,127,000 | 43,360,000 | 44,209,000 | 44,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,862,000 | 7,861,000 | 11,955,000 | 16,016,000 |
| Interest expense | 634,000 | 1,262,000 | 1,897,000 | 2,548,000 |
| Net interest income | 3,228,000 | 6,599,000 | 10,058,000 | 13,468,000 |
| Noninterest income | 775,000 | 1,720,000 | 2,840,000 | 3,661,000 |
| Noninterest expense | 2,649,000 | 5,341,000 | 8,051,000 | 10,788,000 |
| Provision for loan losses | 90,000 | 180,000 | 480,000 | 780,000 |
| Pretax income | 1,264,000 | 2,798,000 | 4,367,000 | 5,561,000 |
| Income tax | 416,000 | 925,000 | 1,446,000 | 1,802,000 |
| Net income | 848,000 | 1,873,000 | 2,921,000 | 3,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,948,000 | 42,863,000 | 44,014,000 | 45,072,000 |
| Total capital | 44,697,000 | 45,708,000 | 47,150,000 | 48,489,000 |
| Risk-weighted assets | 250,014,000 | 257,211,000 | 256,216,000 | 272,954,000 |