Call reports 2015
HOME FEDERAL BANK — 2015
What HOME FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 358,131,000 | 370,131,000 | 366,327,000 | 361,448,000 |
| Total loans | 278,339,000 | 285,288,000 | 282,558,000 | 278,009,000 |
| Allowance for loan losses | 2,456,000 | 2,515,000 | 2,613,000 | 2,650,000 |
| Securities available for sale | 48,340,000 | 44,885,000 | 41,549,000 | 38,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,550,000 | 287,449,000 | 294,443,000 | 289,631,000 |
| Interest-bearing deposits | 199,559,000 | 210,002,000 | 214,470,000 | 211,743,000 |
| Noninterest-bearing deposits | 75,991,000 | 77,447,000 | 79,973,000 | 77,888,000 |
| Equity capital | 42,917,000 | 42,763,000 | 43,684,000 | 44,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,707,000 | 7,494,000 | 11,338,000 | 15,092,000 |
| Interest expense | 628,000 | 1,280,000 | 1,948,000 | 2,610,000 |
| Net interest income | 3,079,000 | 6,214,000 | 9,390,000 | 12,482,000 |
| Noninterest income | 948,000 | 1,737,000 | 2,650,000 | 3,269,000 |
| Noninterest expense | 2,611,000 | 5,113,000 | 7,701,000 | 10,242,000 |
| Provision for loan losses | 90,000 | 180,000 | 245,000 | 271,000 |
| Pretax income | 1,326,000 | 2,658,000 | 4,094,000 | 5,238,000 |
| Income tax | 437,000 | 886,000 | 1,352,000 | 1,727,000 |
| Net income | 889,000 | 1,772,000 | 2,742,000 | 3,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,592,000 | 42,492,000 | 43,239,000 | 44,113,000 |
| Total capital | 44,797,000 | 44,757,000 | 45,852,000 | 46,763,000 |
| Risk-weighted assets | 232,786,000 | 237,376,000 | 242,730,000 | 240,816,000 |