Call reports 2026
TRUSTCO BANK — 2026
What TRUSTCO BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 6,507,414,000 | 6,523,938,000 |
| Total loans | 5,290,177,000 | 5,377,235,000 |
| Allowance for loan losses | 52,994,000 | 54,082,000 |
| Securities available for sale | 300,688,000 | 303,173,000 |
| Securities held to maturity | 4,097,000 | 3,842,000 |
| Trading assets | 0 | 0 |
| Total deposits | 5,652,366,000 | 5,681,578,000 |
| Interest-bearing deposits | 4,840,217,000 | 4,856,907,000 |
| Noninterest-bearing deposits | 812,149,000 | 824,671,000 |
| Equity capital | 539,461,000 | 555,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 66,226,000 | 133,934,000 |
| Interest expense | 21,902,000 | 44,333,000 |
| Net interest income | 44,324,000 | 89,601,000 |
| Noninterest income | 5,306,000 | 10,734,000 |
| Noninterest expense | 26,815,000 | 54,975,000 |
| Provision for loan losses | 750,000 | 1,750,000 |
| Pretax income | 21,865,000 | 44,604,000 |
| Income tax | 5,393,000 | 11,002,000 |
| Net income | 16,472,000 | 33,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 530,667,000 | 548,272,000 |
| Total capital | 577,283,000 | 595,717,000 |
| Risk-weighted assets | 3,720,853,000 | 3,787,291,000 |