Call report 2025Q4
TRUSTCO BANK — 2025Q4
The 22 measures TRUSTCO BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,440,470,000 | USD | evidence → |
| Total loans | 5,252,460,000 | USD | evidence → |
| Allowance for loan losses | 52,205,000 | USD | evidence → |
| Securities available for sale | 310,364,000 | USD | evidence → |
| Securities held to maturity | 4,339,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,557,429,000 | USD | evidence → |
| Interest-bearing deposits | 4,742,642,000 | USD | evidence → |
| Noninterest-bearing deposits | 814,787,000 | USD | evidence → |
| Equity capital | 524,296,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 259,413,000 | USD | evidence → |
| Interest expense | 90,781,000 | USD | evidence → |
| Net interest income | 168,632,000 | USD | evidence → |
| Noninterest income | 20,319,000 | USD | evidence → |
| Noninterest expense | 105,706,000 | USD | evidence → |
| Provision for loan losses | 1,500,000 | USD | evidence → |
| Pretax income | 81,645,000 | USD | evidence → |
| Income tax | 19,852,000 | USD | evidence → |
| Net income | 61,793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 513,719,000 | USD | evidence → |
| Total capital | 559,750,000 | USD | evidence → |
| Risk-weighted assets | 3,674,483,000 | USD | evidence → |