Call report 2024Q4
TRUSTCO BANK — 2024Q4
The 22 measures TRUSTCO BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,239,398,000 | USD | evidence → |
| Total loans | 5,098,752,000 | USD | evidence → |
| Allowance for loan losses | 50,248,000 | USD | evidence → |
| Securities available for sale | 358,135,000 | USD | evidence → |
| Securities held to maturity | 5,364,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,390,997,000 | USD | evidence → |
| Interest-bearing deposits | 4,628,629,000 | USD | evidence → |
| Noninterest-bearing deposits | 762,368,000 | USD | evidence → |
| Equity capital | 649,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 243,316,000 | USD | evidence → |
| Interest expense | 91,619,000 | USD | evidence → |
| Net interest income | 151,697,000 | USD | evidence → |
| Noninterest income | 19,923,000 | USD | evidence → |
| Noninterest expense | 105,926,000 | USD | evidence → |
| Provision for loan losses | 1,900,000 | USD | evidence → |
| Pretax income | 65,077,000 | USD | evidence → |
| Income tax | 15,441,000 | USD | evidence → |
| Net income | 49,636,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 652,668,000 | USD | evidence → |
| Total capital | 696,767,000 | USD | evidence → |
| Risk-weighted assets | 3,519,990,000 | USD | evidence → |