Call report 2015Q4
TRUSTCO BANK — 2015Q4
The 22 measures TRUSTCO BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,733,655,000 | USD | evidence → |
| Total loans | 3,293,328,000 | USD | evidence → |
| Allowance for loan losses | 44,762,000 | USD | evidence → |
| Securities available for sale | 601,002,000 | USD | evidence → |
| Securities held to maturity | 56,465,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,100,392,000 | USD | evidence → |
| Interest-bearing deposits | 3,735,509,000 | USD | evidence → |
| Noninterest-bearing deposits | 364,883,000 | USD | evidence → |
| Equity capital | 401,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 159,344,000 | USD | evidence → |
| Interest expense | 16,298,000 | USD | evidence → |
| Net interest income | 143,046,000 | USD | evidence → |
| Noninterest income | 23,852,000 | USD | evidence → |
| Noninterest expense | 95,516,000 | USD | evidence → |
| Provision for loan losses | 3,700,000 | USD | evidence → |
| Pretax income | 67,933,000 | USD | evidence → |
| Income tax | 24,927,000 | USD | evidence → |
| Net income | 43,006,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 405,506,000 | USD | evidence → |
| Total capital | 435,149,000 | USD | evidence → |
| Risk-weighted assets | 2,355,988,000 | USD | evidence → |