Call reports 2024
BANK OF GUAM — 2024
What BANK OF GUAM reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,553,805,000 | 2,500,867,000 | 2,592,102,000 | 2,564,023,000 |
| Total loans | 1,571,563,000 | 1,579,033,000 | 1,607,316,000 | 1,646,047,000 |
| Allowance for loan losses | 25,151,000 | 25,923,000 | 26,274,000 | 27,073,000 |
| Securities available for sale | 431,557,000 | 419,065,000 | 422,502,000 | 397,086,000 |
| Securities held to maturity | 314,257,000 | 313,287,000 | 312,480,000 | 311,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,896,778,000 | 1,841,870,000 | 1,857,602,000 | 1,834,341,000 |
| Interest-bearing deposits | 1,186,980,000 | 1,144,362,000 | 1,142,367,000 | 1,127,061,000 |
| Noninterest-bearing deposits | 709,798,000 | 697,508,000 | 715,235,000 | 707,280,000 |
| Equity capital | 180,617,000 | 186,091,000 | 204,805,000 | 199,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,133,000 | 62,610,000 | 94,551,000 | 124,873,000 |
| Interest expense | 571,000 | 1,582,000 | 2,695,000 | 3,993,000 |
| Net interest income | 30,562,000 | 61,028,000 | 91,856,000 | 120,880,000 |
| Noninterest income | 12,503,000 | 24,861,000 | 37,179,000 | 48,713,000 |
| Noninterest expense | 33,331,000 | 65,753,000 | 99,132,000 | 131,747,000 |
| Provision for loan losses | 2,425,000 | 3,850,000 | 3,867,000 | 5,292,000 |
| Pretax income | 7,309,000 | 16,286,000 | 24,622,000 | 31,145,000 |
| Income tax | 1,533,000 | 3,445,000 | 5,220,000 | 6,928,000 |
| Net income | 5,776,000 | 12,841,000 | 19,402,000 | 24,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,623,000 | 245,975,000 | 251,140,000 | 254,312,000 |
| Total capital | 262,021,000 | 267,378,000 | 273,032,000 | 276,425,000 |
| Risk-weighted assets | 1,708,057,000 | 1,707,705,000 | 1,745,484,000 | 1,762,614,000 |