Call reports 2023
BANK OF GUAM — 2023
What BANK OF GUAM reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,525,155,000 | 2,659,047,000 | 2,561,465,000 | 2,550,903,000 |
| Total loans | 1,456,179,000 | 1,482,977,000 | 1,511,580,000 | 1,589,509,000 |
| Allowance for loan losses | 32,463,000 | 31,210,000 | 31,551,000 | 31,718,000 |
| Securities available for sale | 515,921,000 | 493,399,000 | 470,165,000 | 446,616,000 |
| Securities held to maturity | 317,678,000 | 316,749,000 | 315,585,000 | 314,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,791,585,000 | 1,919,170,000 | 1,850,891,000 | 1,823,079,000 |
| Interest-bearing deposits | 1,105,690,000 | 1,209,846,000 | 1,170,229,000 | 1,121,137,000 |
| Noninterest-bearing deposits | 685,895,000 | 709,324,000 | 680,662,000 | 701,942,000 |
| Equity capital | 160,812,000 | 165,230,000 | 166,918,000 | 182,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 27,559,000 | 57,279,000 | 88,622,000 | 119,337,000 |
| Interest expense | 186,000 | 379,000 | 576,000 | 828,000 |
| Net interest income | 27,373,000 | 56,900,000 | 88,046,000 | 118,509,000 |
| Noninterest income | 11,588,000 | 23,396,000 | 35,340,000 | 47,878,000 |
| Noninterest expense | 29,336,000 | 59,330,000 | 88,625,000 | 120,715,000 |
| Provision for loan losses | 1,246,000 | 56,000 | 962,000 | 7,493,000 |
| Pretax income | 8,379,000 | 20,910,000 | 33,799,000 | 37,990,000 |
| Income tax | 1,750,000 | 3,866,000 | 6,505,000 | 7,587,000 |
| Net income | 6,629,000 | 17,044,000 | 27,294,000 | 30,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 222,347,000 | 231,170,000 | 239,893,000 | 241,158,000 |
| Total capital | 242,749,000 | 251,873,000 | 260,842,000 | 262,808,000 |
| Risk-weighted assets | 1,620,027,000 | 1,645,655,000 | 1,665,238,000 | 1,721,862,000 |