Call reports 2022
BANK OF GUAM — 2022
What BANK OF GUAM reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,701,677,000 | 2,649,927,000 | 2,539,847,000 | 2,537,646,000 |
| Total loans | 1,322,435,000 | 1,357,410,000 | 1,343,194,000 | 1,416,580,000 |
| Allowance for loan losses | 35,085,000 | 35,732,000 | 36,137,000 | 36,797,000 |
| Securities available for sale | 528,036,000 | 540,587,000 | 499,235,000 | 501,884,000 |
| Securities held to maturity | 320,458,000 | 318,726,000 | 317,593,000 | 318,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,953,521,000 | 1,934,584,000 | 1,860,449,000 | 1,838,704,000 |
| Interest-bearing deposits | 1,208,839,000 | 1,147,273,000 | 1,104,639,000 | 1,129,080,000 |
| Noninterest-bearing deposits | 744,682,000 | 787,310,000 | 755,810,000 | 709,625,000 |
| Equity capital | 159,945,000 | 146,229,000 | 130,475,000 | 143,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,978,000 | 42,821,000 | 66,833,000 | 93,143,000 |
| Interest expense | 43,000 | 85,000 | 125,000 | 165,000 |
| Net interest income | 20,935,000 | 42,736,000 | 66,708,000 | 92,978,000 |
| Noninterest income | 10,551,000 | 22,071,000 | 34,040,000 | 45,541,000 |
| Noninterest expense | 25,969,000 | 52,868,000 | 80,627,000 | 109,833,000 |
| Provision for loan losses | 1,425,000 | 2,850,000 | 4,275,000 | 5,700,000 |
| Pretax income | 4,092,000 | 9,089,000 | 15,846,000 | 22,986,000 |
| Income tax | 797,000 | 1,778,000 | 3,155,000 | 3,448,000 |
| Net income | 3,295,000 | 7,311,000 | 12,691,000 | 19,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,214,000 | 203,663,000 | 207,725,000 | 212,723,000 |
| Total capital | 219,851,000 | 223,068,000 | 226,990,000 | 232,628,000 |
| Risk-weighted assets | 1,474,460,000 | 1,536,018,000 | 1,524,312,000 | 1,575,412,000 |