Call reports 2021
BANK OF GUAM — 2021
What BANK OF GUAM reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,400,620,000 | 2,921,544,000 | 2,993,433,000 | 2,766,776,000 |
| Total loans | 1,424,835,000 | 1,393,682,000 | 1,367,428,000 | 1,318,284,000 |
| Allowance for loan losses | 36,283,000 | 36,093,000 | 38,047,000 | 34,408,000 |
| Securities available for sale | 532,991,000 | 507,046,000 | 556,679,000 | 499,351,000 |
| Securities held to maturity | 43,082,000 | 153,496,000 | 180,726,000 | 312,294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,662,147,000 | 2,185,873,000 | 2,250,933,000 | 1,984,292,000 |
| Interest-bearing deposits | 1,035,858,000 | 1,089,566,000 | 1,156,911,000 | 1,143,621,000 |
| Noninterest-bearing deposits | 626,289,000 | 1,096,307,000 | 1,094,022,000 | 840,670,000 |
| Equity capital | 162,911,000 | 171,943,000 | 181,179,000 | 183,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 20,335,000 | 40,418,000 | 61,251,000 | 82,090,000 |
| Interest expense | 116,000 | 234,000 | 353,000 | 467,000 |
| Net interest income | 20,219,000 | 40,184,000 | 60,898,000 | 81,623,000 |
| Noninterest income | 8,780,000 | 18,668,000 | 28,956,000 | 38,292,000 |
| Noninterest expense | 22,908,000 | 45,366,000 | 70,971,000 | 96,647,000 |
| Provision for loan losses | 2,475,000 | 2,950,000 | 5,425,000 | 2,150,000 |
| Pretax income | 3,888,000 | 10,808,000 | 13,730,000 | 21,390,000 |
| Income tax | 749,000 | 2,265,000 | 2,800,000 | 4,093,000 |
| Net income | 3,139,000 | 8,543,000 | 10,930,000 | 17,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,753,000 | 183,798,000 | 194,049,000 | 202,527,000 |
| Total capital | 198,246,000 | 202,121,000 | 212,614,000 | 220,807,000 |
| Risk-weighted assets | 1,461,590,000 | 1,448,071,000 | 1,465,691,000 | 1,446,243,000 |