Call reports 2020
BANK OF GUAM — 2020
What BANK OF GUAM reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,985,602,000 | 2,291,074,000 | 2,366,648,000 | 2,344,222,000 |
| Total loans | 1,325,604,000 | 1,391,256,000 | 1,396,818,000 | 1,427,527,000 |
| Allowance for loan losses | 29,065,000 | 30,884,000 | 32,778,000 | 34,805,000 |
| Securities available for sale | 384,711,000 | 378,630,000 | 526,328,000 | 510,102,000 |
| Securities held to maturity | 49,075,000 | 64,212,000 | 67,765,000 | 46,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,345,330,000 | 1,588,888,000 | 1,647,623,000 | 1,616,640,000 |
| Interest-bearing deposits | 900,768,000 | 1,008,367,000 | 1,034,465,000 | 983,883,000 |
| Noninterest-bearing deposits | 444,562,000 | 580,520,000 | 613,158,000 | 632,757,000 |
| Equity capital | 176,370,000 | 178,903,000 | 180,274,000 | 181,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,359,000 | 42,670,000 | 63,251,000 | 84,391,000 |
| Interest expense | 492,000 | 903,000 | 1,200,000 | 1,313,000 |
| Net interest income | 21,867,000 | 41,767,000 | 62,051,000 | 83,078,000 |
| Noninterest income | 10,059,000 | 16,948,000 | 25,481,000 | 33,940,000 |
| Noninterest expense | 25,730,000 | 46,164,000 | 69,131,000 | 91,094,000 |
| Provision for loan losses | 2,206,000 | 4,607,000 | 7,407,000 | 10,358,000 |
| Pretax income | 3,989,000 | 7,944,000 | 11,061,000 | 15,831,000 |
| Income tax | 755,000 | 1,836,000 | 2,530,000 | 3,464,000 |
| Net income | 3,234,000 | 6,108,000 | 8,531,000 | 12,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,271,000 | 173,791,000 | 175,175,000 | 177,653,000 |
| Total capital | 189,570,000 | 191,030,000 | 192,803,000 | 195,795,000 |
| Risk-weighted assets | 1,372,118,000 | 1,365,434,000 | 1,395,016,000 | 1,434,683,000 |