Call reports 2019
BANK OF GUAM — 2019
What BANK OF GUAM reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,921,554,000 | 1,938,745,000 | 1,944,214,000 | 1,944,695,000 |
| Total loans | 1,273,589,000 | 1,267,794,000 | 1,266,317,000 | 1,303,142,000 |
| Allowance for loan losses | 26,102,000 | 27,088,000 | 27,852,000 | 27,870,000 |
| Securities available for sale | 381,376,000 | 384,719,000 | 353,959,000 | 377,087,000 |
| Securities held to maturity | 64,439,000 | 60,754,000 | 56,678,000 | 49,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,305,597,000 | 1,326,728,000 | 1,332,516,000 | 1,304,975,000 |
| Interest-bearing deposits | 881,920,000 | 883,393,000 | 902,283,000 | 850,659,000 |
| Noninterest-bearing deposits | 423,677,000 | 443,335,000 | 430,233,000 | 454,316,000 |
| Equity capital | 147,740,000 | 152,435,000 | 166,678,000 | 169,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 23,396,000 | 47,096,000 | 70,354,000 | 92,769,000 |
| Interest expense | 500,000 | 1,005,000 | 1,511,000 | 2,009,000 |
| Net interest income | 22,896,000 | 46,091,000 | 68,843,000 | 90,760,000 |
| Noninterest income | 9,542,000 | 19,242,000 | 29,441,000 | 39,107,000 |
| Noninterest expense | 24,875,000 | 50,229,000 | 75,153,000 | 98,663,000 |
| Provision for loan losses | 3,852,000 | 5,951,000 | 7,869,000 | 9,788,000 |
| Pretax income | 3,711,000 | 9,154,000 | 15,609,000 | 21,763,000 |
| Income tax | 816,000 | 1,877,000 | 3,245,000 | 5,652,000 |
| Net income | 2,895,000 | 7,277,000 | 12,364,000 | 16,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,145,000 | 153,492,000 | 167,543,000 | 170,023,000 |
| Total capital | 166,413,000 | 169,913,000 | 183,968,000 | 187,133,000 |
| Risk-weighted assets | 1,291,587,000 | 1,302,956,000 | 1,302,555,000 | 1,358,012,000 |