Call reports 2018
BANK OF GUAM — 2018
What BANK OF GUAM reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,948,816,000 | 1,905,696,000 | 1,931,657,000 | 1,888,372,000 |
| Total loans | 1,250,944,000 | 1,254,348,000 | 1,218,307,000 | 1,235,915,000 |
| Allowance for loan losses | 18,057,000 | 18,806,000 | 20,366,000 | 23,774,000 |
| Securities available for sale | 472,795,000 | 410,194,000 | 377,965,000 | 381,035,000 |
| Securities held to maturity | 88,148,000 | 79,288,000 | 72,385,000 | 68,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,326,249,000 | 1,311,244,000 | 1,330,347,000 | 1,284,363,000 |
| Interest-bearing deposits | 915,875,000 | 906,672,000 | 907,824,000 | 872,016,000 |
| Noninterest-bearing deposits | 410,374,000 | 404,572,000 | 422,523,000 | 412,347,000 |
| Equity capital | 136,962,000 | 139,742,000 | 141,684,000 | 143,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 21,805,000 | 44,513,000 | 67,041,000 | 89,884,000 |
| Interest expense | 541,000 | 1,089,000 | 1,606,000 | 2,122,000 |
| Net interest income | 21,264,000 | 43,424,000 | 65,435,000 | 87,762,000 |
| Noninterest income | 9,158,000 | 18,851,000 | 28,618,000 | 38,053,000 |
| Noninterest expense | 23,169,000 | 47,613,000 | 72,110,000 | 96,715,000 |
| Provision for loan losses | 2,740,000 | 4,838,000 | 7,972,000 | 12,861,000 |
| Pretax income | 4,463,000 | 9,412,000 | 13,378,000 | 15,646,000 |
| Income tax | 844,000 | 1,898,000 | 2,597,000 | 2,913,000 |
| Net income | 3,619,000 | 7,514,000 | 10,781,000 | 12,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,776,000 | 144,638,000 | 146,870,000 | 147,788,000 |
| Total capital | 157,290,000 | 160,255,000 | 162,055,000 | 163,198,000 |
| Risk-weighted assets | 1,238,550,000 | 1,246,107,000 | 1,209,615,000 | 1,224,398,000 |