Call reports 2017
BANK OF GUAM — 2017
What BANK OF GUAM reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,903,249,000 | 1,964,603,000 | 2,013,517,000 | 1,962,734,000 |
| Total loans | 1,182,501,000 | 1,159,877,000 | 1,189,743,000 | 1,227,103,000 |
| Allowance for loan losses | 15,335,000 | 15,371,000 | 15,215,000 | 17,279,000 |
| Securities available for sale | 429,619,000 | 440,861,000 | 502,019,000 | 460,788,000 |
| Securities held to maturity | 94,684,000 | 92,922,000 | 91,296,000 | 89,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,328,380,000 | 1,380,611,000 | 1,405,674,000 | 1,327,662,000 |
| Interest-bearing deposits | 945,254,000 | 968,388,000 | 984,365,000 | 930,271,000 |
| Noninterest-bearing deposits | 383,126,000 | 412,223,000 | 421,309,000 | 397,391,000 |
| Equity capital | 129,172,000 | 131,896,000 | 134,116,000 | 133,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 18,993,000 | 39,179,000 | 60,234,000 | 81,783,000 |
| Interest expense | 530,000 | 1,082,000 | 1,642,000 | 2,195,000 |
| Net interest income | 18,463,000 | 38,097,000 | 58,592,000 | 79,588,000 |
| Noninterest income | 8,182,000 | 16,458,000 | 25,060,000 | 36,201,000 |
| Noninterest expense | 22,097,000 | 44,310,000 | 67,511,000 | 90,139,000 |
| Provision for loan losses | 1,185,000 | 2,370,000 | 3,555,000 | 7,519,000 |
| Pretax income | 3,350,000 | 7,862,000 | 12,573,000 | 18,135,000 |
| Income tax | 973,000 | 2,157,000 | 3,754,000 | 9,636,000 |
| Net income | 2,377,000 | 5,705,000 | 8,819,000 | 8,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,895,000 | 134,226,000 | 136,341,000 | 136,521,000 |
| Total capital | 146,366,000 | 148,497,000 | 151,021,000 | 151,699,000 |
| Risk-weighted assets | 1,156,749,000 | 1,140,550,000 | 1,173,874,000 | 1,212,092,000 |