Call reports 2016
BANK OF GUAM — 2016
What BANK OF GUAM reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,670,333,000 | 1,721,897,000 | 1,832,821,000 | 1,918,461,000 |
| Total loans | 1,109,740,000 | 1,158,338,000 | 1,137,018,000 | 1,173,481,000 |
| Allowance for loan losses | 14,123,000 | 15,949,000 | 15,359,000 | 15,435,000 |
| Securities available for sale | 256,223,000 | 287,471,000 | 344,579,000 | 419,843,000 |
| Securities held to maturity | 98,590,000 | 96,494,000 | 98,320,000 | 96,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,192,966,000 | 1,219,955,000 | 1,325,145,000 | 1,350,879,000 |
| Interest-bearing deposits | 804,665,000 | 842,986,000 | 943,280,000 | 973,241,000 |
| Noninterest-bearing deposits | 388,301,000 | 376,969,000 | 381,865,000 | 377,638,000 |
| Equity capital | 116,190,000 | 119,580,000 | 121,836,000 | 127,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,874,000 | 37,264,000 | 55,919,000 | 75,232,000 |
| Interest expense | 460,000 | 939,000 | 1,448,000 | 1,978,000 |
| Net interest income | 17,414,000 | 36,325,000 | 54,471,000 | 73,254,000 |
| Noninterest income | 8,650,000 | 17,547,000 | 25,898,000 | 34,025,000 |
| Noninterest expense | 20,794,000 | 42,507,000 | 63,526,000 | 83,853,000 |
| Provision for loan losses | 1,145,000 | 2,330,000 | 2,715,000 | 3,900,000 |
| Pretax income | 4,134,000 | 9,165,000 | 14,529,000 | 19,927,000 |
| Income tax | 1,108,000 | 2,536,000 | 4,123,000 | 5,770,000 |
| Net income | 3,026,000 | 6,629,000 | 10,406,000 | 14,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,326,000 | 120,003,000 | 122,671,000 | 130,462,000 |
| Total capital | 130,708,000 | 134,053,000 | 136,620,000 | 144,827,000 |
| Risk-weighted assets | 1,069,774,000 | 1,122,106,000 | 1,114,471,000 | 1,148,088,000 |