Call reports 2015
BANK OF GUAM — 2015
What BANK OF GUAM reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,476,688,000 | 1,518,663,000 | 1,574,889,000 | 1,544,313,000 |
| Total loans | 1,006,734,000 | 1,034,496,000 | 1,056,684,000 | 1,068,410,000 |
| Allowance for loan losses | 12,963,000 | 13,357,000 | 13,753,000 | 14,159,000 |
| Securities available for sale | 197,553,000 | 222,854,000 | 224,609,000 | 227,530,000 |
| Securities held to maturity | 103,184,000 | 104,192,000 | 101,430,000 | 100,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,074,146,000 | 1,092,399,000 | 1,140,341,000 | 1,108,348,000 |
| Interest-bearing deposits | 768,388,000 | 775,531,000 | 797,802,000 | 770,973,000 |
| Noninterest-bearing deposits | 305,758,000 | 316,868,000 | 342,539,000 | 337,375,000 |
| Equity capital | 104,366,000 | 105,279,000 | 111,024,000 | 111,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 16,751,000 | 34,140,000 | 51,832,000 | 69,490,000 |
| Interest expense | 516,000 | 973,000 | 1,435,000 | 1,894,000 |
| Net interest income | 16,235,000 | 33,167,000 | 50,397,000 | 67,596,000 |
| Noninterest income | 4,201,000 | 11,331,000 | 18,911,000 | 20,670,000 |
| Noninterest expense | 15,806,000 | 35,229,000 | 54,709,000 | 68,199,000 |
| Provision for loan losses | 1,125,000 | 2,250,000 | 3,375,000 | 4,500,000 |
| Pretax income | 3,471,000 | 6,990,000 | 11,285,000 | 15,643,000 |
| Income tax | 847,000 | 1,697,000 | 2,846,000 | 4,066,000 |
| Net income | 2,624,000 | 5,293,000 | 8,439,000 | 11,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,111,000 | 107,886,000 | 112,800,000 | 115,185,000 |
| Total capital | 118,275,000 | 120,304,000 | 125,601,000 | 128,055,000 |
| Risk-weighted assets | 972,340,000 | 992,467,000 | 1,023,115,000 | 1,028,285,000 |