Call reports 2014
BANK OF GUAM — 2014
What BANK OF GUAM reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,405,507,000 | 1,479,618,000 | 1,545,878,000 | 1,465,782,000 |
| Total loans | 894,988,000 | 914,643,000 | 944,045,000 | 979,920,000 |
| Allowance for loan losses | 12,068,000 | 12,249,000 | 11,636,000 | 12,520,000 |
| Securities available for sale | 245,001,000 | 305,125,000 | 261,817,000 | 230,520,000 |
| Securities held to maturity | 81,965,000 | 79,544,000 | 77,456,000 | 105,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,051,196,000 | 1,115,074,000 | 1,163,938,000 | 1,070,461,000 |
| Interest-bearing deposits | 776,105,000 | 813,431,000 | 761,727,000 | 751,908,000 |
| Noninterest-bearing deposits | 275,091,000 | 301,643,000 | 402,211,000 | 318,553,000 |
| Equity capital | 95,224,000 | 97,761,000 | 98,229,000 | 101,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 16,114,000 | 32,524,000 | 49,258,000 | 66,078,000 |
| Interest expense | 1,175,000 | 2,384,000 | 3,078,000 | 3,760,000 |
| Net interest income | 14,939,000 | 30,140,000 | 46,180,000 | 62,318,000 |
| Noninterest income | 5,385,000 | 10,529,000 | 15,366,000 | 20,142,000 |
| Noninterest expense | 16,380,000 | 32,847,000 | 49,445,000 | 64,841,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 3,265,000 | 4,540,000 |
| Pretax income | 3,044,000 | 6,022,000 | 9,073,000 | 13,550,000 |
| Income tax | 875,000 | 1,713,000 | 2,432,000 | 3,757,000 |
| Net income | 2,169,000 | 4,309,000 | 6,641,000 | 9,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,831,000 | 98,793,000 | 99,000,000 | 102,485,000 |
| Total capital | 108,114,000 | 110,502,000 | 110,636,000 | 114,605,000 |
| Risk-weighted assets | 901,484,000 | 935,779,000 | 961,630,000 | 969,209,000 |