Call reports 2013
BANK OF GUAM — 2013
What BANK OF GUAM reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,273,192,000 | 1,264,339,000 | 1,415,631,000 | 1,283,354,000 |
| Total loans | 801,183,000 | 834,325,000 | 857,609,000 | 872,962,000 |
| Allowance for loan losses | 12,496,000 | 11,359,000 | 11,655,000 | 11,726,000 |
| Securities available for sale | 254,402,000 | 232,753,000 | 172,834,000 | 182,832,000 |
| Securities held to maturity | 53,514,000 | 49,126,000 | 91,460,000 | 88,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 949,746,000 | 937,001,000 | 1,086,642,000 | 929,229,000 |
| Interest-bearing deposits | 710,573,000 | 699,217,000 | 832,051,000 | 670,813,000 |
| Noninterest-bearing deposits | 239,173,000 | 237,784,000 | 254,591,000 | 258,416,000 |
| Equity capital | 94,768,000 | 93,190,000 | 92,776,000 | 93,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 15,076,000 | 30,793,000 | 47,006,000 | 63,083,000 |
| Interest expense | 1,425,000 | 2,530,000 | 3,652,000 | 4,799,000 |
| Net interest income | 13,651,000 | 28,263,000 | 43,354,000 | 58,284,000 |
| Noninterest income | 5,947,000 | 11,946,000 | 17,577,000 | 22,901,000 |
| Noninterest expense | 16,119,000 | 33,277,000 | 49,778,000 | 65,584,000 |
| Provision for loan losses | 975,000 | 295,000 | 1,195,000 | 2,095,000 |
| Pretax income | 2,711,000 | 7,087,000 | 10,464,000 | 14,133,000 |
| Income tax | 763,000 | 2,056,000 | 3,063,000 | 4,080,000 |
| Net income | 1,948,000 | 5,031,000 | 7,401,000 | 10,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,794,000 | 94,138,000 | 95,876,000 | 95,506,000 |
| Total capital | 102,714,000 | 104,666,000 | 106,454,000 | 106,353,000 |
| Risk-weighted assets | 790,765,000 | 841,049,000 | 844,769,000 | 866,556,000 |