Call reports 2012
BANK OF GUAM — 2012
What BANK OF GUAM reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,167,323,000 | 1,176,778,000 | 1,261,497,000 | 1,211,571,000 |
| Total loans | 734,587,000 | 753,204,000 | 742,754,000 | 761,061,000 |
| Allowance for loan losses | 11,545,000 | 11,671,000 | 11,805,000 | 11,998,000 |
| Securities available for sale | 235,971,000 | 234,160,000 | 254,840,000 | 273,464,000 |
| Securities held to maturity | 44,471,000 | 66,736,000 | 62,821,000 | 58,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,548,000 | 864,333,000 | 937,786,000 | 891,352,000 |
| Interest-bearing deposits | 647,242,000 | 647,082,000 | 710,834,000 | 663,469,000 |
| Noninterest-bearing deposits | 217,306,000 | 217,250,000 | 226,952,000 | 227,882,000 |
| Equity capital | 90,355,000 | 93,183,000 | 95,153,000 | 94,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,499,000 | 31,054,000 | 46,496,000 | 61,695,000 |
| Interest expense | 1,341,000 | 2,693,000 | 4,099,000 | 5,540,000 |
| Net interest income | 13,158,000 | 28,361,000 | 42,397,000 | 56,155,000 |
| Noninterest income | 6,028,000 | 11,290,000 | 16,845,000 | 22,677,000 |
| Noninterest expense | 15,247,000 | 31,106,000 | 47,248,000 | 64,004,000 |
| Provision for loan losses | 975,000 | 1,950,000 | 2,925,000 | 3,900,000 |
| Pretax income | 3,081,000 | 6,775,000 | 9,492,000 | 12,279,000 |
| Income tax | 818,000 | 1,843,000 | 2,553,000 | 3,424,000 |
| Net income | 2,263,000 | 4,932,000 | 6,939,000 | 8,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,458,000 | 90,519,000 | 91,340,000 | 92,066,000 |
| Total capital | 96,818,000 | 100,148,000 | 100,819,000 | 101,656,000 |
| Risk-weighted assets | 746,394,000 | 768,098,000 | 755,760,000 | 764,530,000 |