Call reports 2011
BANK OF GUAM — 2011
What BANK OF GUAM reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,021,862,000 | 1,025,081,000 | 1,103,442,000 | 1,140,173,000 |
| Total loans | 632,652,000 | 615,930,000 | 620,605,000 | 739,303,000 |
| Allowance for loan losses | 9,211,000 | 9,809,000 | 9,994,000 | 10,891,000 |
| Securities available for sale | 180,056,000 | 213,713,000 | 259,744,000 | 171,886,000 |
| Securities held to maturity | 55,839,000 | 53,336,000 | 50,526,000 | 47,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,019,000 | 752,088,000 | 823,091,000 | 845,749,000 |
| Interest-bearing deposits | 533,062,000 | 539,809,000 | 609,920,000 | 615,915,000 |
| Noninterest-bearing deposits | 204,957,000 | 212,280,000 | 213,170,000 | 229,834,000 |
| Equity capital | 83,725,000 | 86,702,000 | 88,790,000 | 89,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,406,000 | 25,201,000 | 37,647,000 | 50,766,000 |
| Interest expense | 1,378,000 | 2,777,000 | 4,217,000 | 5,613,000 |
| Net interest income | 11,028,000 | 22,424,000 | 33,430,000 | 45,153,000 |
| Noninterest income | 4,849,000 | 9,947,000 | 15,048,000 | 20,260,000 |
| Noninterest expense | 13,303,000 | 27,163,000 | 40,822,000 | 56,378,000 |
| Provision for loan losses | 975,000 | 1,950,000 | 3,225,000 | 4,617,000 |
| Pretax income | 1,789,000 | 4,429,000 | 6,156,000 | 6,818,000 |
| Income tax | 366,000 | 953,000 | 1,272,000 | 758,000 |
| Net income | 1,423,000 | 3,476,000 | 4,884,000 | 6,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,191,000 | 86,496,000 | 86,791,000 | 86,669,000 |
| Total capital | 93,807,000 | 95,108,000 | 95,420,000 | 95,974,000 |
| Risk-weighted assets | 688,503,000 | 687,586,000 | 688,758,000 | 742,567,000 |