Call reports 2010
BANK OF GUAM — 2010
What BANK OF GUAM reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 959,643,000 | 984,042,000 | 981,666,000 | 992,058,000 |
| Total loans | 567,638,000 | 619,337,000 | 627,092,000 | 621,104,000 |
| Allowance for loan losses | 9,000,000 | 9,166,000 | 8,861,000 | 9,156,000 |
| Securities available for sale | 177,379,000 | 172,819,000 | 179,545,000 | 191,307,000 |
| Securities held to maturity | 36,252,000 | 33,787,000 | 31,921,000 | 28,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 697,017,000 | 716,435,000 | 702,346,000 | 707,518,000 |
| Interest-bearing deposits | 494,501,000 | 528,487,000 | 511,201,000 | 511,370,000 |
| Noninterest-bearing deposits | 202,516,000 | 187,948,000 | 191,145,000 | 196,148,000 |
| Equity capital | 80,791,000 | 82,912,000 | 84,339,000 | 83,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,680,000 | 23,742,000 | 36,424,000 | 48,816,000 |
| Interest expense | 1,721,000 | 3,216,000 | 4,627,000 | 6,027,000 |
| Net interest income | 9,959,000 | 20,526,000 | 31,797,000 | 42,789,000 |
| Noninterest income | 4,392,000 | 9,065,000 | 13,861,000 | 18,722,000 |
| Noninterest expense | 12,494,000 | 25,519,000 | 38,438,000 | 51,553,000 |
| Provision for loan losses | 725,000 | 1,475,000 | 2,225,000 | 3,125,000 |
| Pretax income | 1,145,000 | 3,389,000 | 6,849,000 | 9,436,000 |
| Income tax | 259,000 | 866,000 | 1,732,000 | 2,344,000 |
| Net income | 886,000 | 2,523,000 | 5,117,000 | 7,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,800,000 | 82,446,000 | 83,997,000 | 84,945,000 |
| Total capital | 88,436,000 | 90,704,000 | 92,441,000 | 93,359,000 |
| Risk-weighted assets | 609,288,000 | 659,612,000 | 674,898,000 | 672,134,000 |