Call reports 2009
BANK OF GUAM — 2009
What BANK OF GUAM reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 882,106,000 | 1,152,689,000 | 1,048,318,000 | 939,983,000 |
| Total loans | 561,270,000 | 546,017,000 | 550,361,000 | 559,192,000 |
| Allowance for loan losses | 10,035,000 | 9,240,000 | 8,492,000 | 8,739,000 |
| Securities available for sale | 164,032,000 | 358,245,000 | 307,142,000 | 238,169,000 |
| Securities held to maturity | 45,977,000 | 43,127,000 | 40,680,000 | 38,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 619,836,000 | 887,422,000 | 792,408,000 | 649,015,000 |
| Interest-bearing deposits | 462,931,000 | 701,548,000 | 626,242,000 | 481,386,000 |
| Noninterest-bearing deposits | 156,905,000 | 185,874,000 | 166,166,000 | 167,629,000 |
| Equity capital | 81,482,000 | 80,526,000 | 81,946,000 | 80,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,974,000 | 24,120,000 | 36,655,000 | 49,087,000 |
| Interest expense | 2,195,000 | 4,512,000 | 7,032,000 | 9,025,000 |
| Net interest income | 9,779,000 | 19,608,000 | 29,623,000 | 40,062,000 |
| Noninterest income | 4,072,000 | 8,198,000 | 12,102,000 | 16,484,000 |
| Noninterest expense | 11,614,000 | 23,743,000 | 36,195,000 | 49,289,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,875,000 | 2,550,000 |
| Pretax income | 1,671,000 | 3,936,000 | 5,589,000 | 7,429,000 |
| Income tax | 488,000 | 1,020,000 | 1,452,000 | 1,928,000 |
| Net income | 1,183,000 | 2,916,000 | 4,137,000 | 5,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,619,000 | 80,297,000 | 80,951,000 | 80,600,000 |
| Total capital | 87,852,000 | 87,704,000 | 88,366,000 | 88,078,000 |
| Risk-weighted assets | 575,696,000 | 590,543,000 | 591,992,000 | 596,829,000 |