Call reports 2005
BANK OF GUAM — 2005
What BANK OF GUAM reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 779,160,000 | 801,381,000 | 807,871,000 | 793,441,000 |
| Total loans | 387,338,000 | 398,108,000 | 396,757,000 | 409,785,000 |
| Allowance for loan losses | 8,820,000 | 9,041,000 | 8,991,000 | 8,541,000 |
| Securities available for sale | 147,737,000 | 162,929,000 | 197,394,000 | 200,452,000 |
| Securities held to maturity | 110,782,000 | 104,742,000 | 97,651,000 | 91,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,328,000 | 608,890,000 | 617,697,000 | 596,226,000 |
| Interest-bearing deposits | 408,852,000 | 435,231,000 | 426,563,000 | 437,953,000 |
| Noninterest-bearing deposits | 175,476,000 | 173,659,000 | 191,135,000 | 158,273,000 |
| Equity capital | 66,460,000 | 67,364,000 | 68,129,000 | 68,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,575,000 | 19,791,000 | 30,707,000 | 41,800,000 |
| Interest expense | 1,218,000 | 2,669,000 | 4,349,000 | 6,248,000 |
| Net interest income | 8,357,000 | 17,122,000 | 26,358,000 | 35,552,000 |
| Noninterest income | 3,007,000 | 5,982,000 | 8,898,000 | 11,856,000 |
| Noninterest expense | 8,055,000 | 16,732,000 | 25,415,000 | 35,651,000 |
| Provision for loan losses | 750,000 | 1,350,000 | 1,950,000 | 1,841,000 |
| Pretax income | 2,559,000 | 5,022,000 | 7,891,000 | 10,558,000 |
| Income tax | 832,000 | 1,630,000 | 2,563,000 | 3,424,000 |
| Net income | 1,727,000 | 3,392,000 | 5,328,000 | 7,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,626,000 | 66,385,000 | 69,972,000 | 70,722,000 |
| Total capital | 71,235,000 | 72,284,000 | 75,641,000 | 76,428,000 |
| Risk-weighted assets | 445,502,000 | 468,714,000 | 450,084,000 | 453,453,000 |
Machine access — free, no API key
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