Call reports 2025
CENTRAL BANK — 2025
What CENTRAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 352,443,000 | 359,199,000 | 363,392,000 | 368,568,000 |
| Total loans | 295,999,000 | 301,208,000 | 310,191,000 | 314,253,000 |
| Allowance for loan losses | 2,249,000 | 2,288,000 | 2,330,000 | 2,424,000 |
| Securities available for sale | 17,995,000 | 17,609,000 | 17,622,000 | 19,834,000 |
| Securities held to maturity | 8,032,000 | 7,993,000 | 7,951,000 | 7,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,669,000 | 293,757,000 | 296,423,000 | 301,117,000 |
| Interest-bearing deposits | 247,941,000 | 256,136,000 | 255,215,000 | 265,752,000 |
| Noninterest-bearing deposits | 35,728,000 | 37,621,000 | 41,208,000 | 35,365,000 |
| Equity capital | 29,898,000 | 30,402,000 | 31,201,000 | 32,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,183,000 | 10,556,000 | 16,138,000 | 21,969,000 |
| Interest expense | 2,419,000 | 4,980,000 | 7,643,000 | 10,292,000 |
| Net interest income | 2,764,000 | 5,576,000 | 8,495,000 | 11,677,000 |
| Noninterest income | 133,000 | 325,000 | 360,000 | 510,000 |
| Noninterest expense | 2,148,000 | 4,301,000 | 6,502,000 | 8,696,000 |
| Provision for loan losses | 70,000 | 138,000 | 208,000 | 320,000 |
| Pretax income | 661,000 | 1,429,000 | 2,131,000 | 3,154,000 |
| Income tax | 182,000 | 357,000 | 517,000 | 635,000 |
| Net income | 479,000 | 1,072,000 | 1,614,000 | 2,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,908,000 | 30,490,000 | 31,074,000 | 32,003,000 |
| Total capital | — | 32,848,000 | 33,455,000 | 34,481,000 |
| Risk-weighted assets | — | 294,545,000 | 281,887,000 | 294,939,000 |