Call reports 2024
CENTRAL BANK — 2024
What CENTRAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 313,113,000 | 308,854,000 | 329,628,000 | 343,256,000 |
| Total loans | 253,662,000 | 260,650,000 | 276,781,000 | 295,258,000 |
| Allowance for loan losses | 2,239,000 | 2,080,000 | 2,158,000 | 2,185,000 |
| Securities available for sale | 16,346,000 | 13,150,000 | 20,225,000 | 17,894,000 |
| Securities held to maturity | 8,188,000 | 8,149,000 | 8,104,000 | 8,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,109,000 | 247,257,000 | 264,453,000 | 278,737,000 |
| Interest-bearing deposits | 217,939,000 | 208,986,000 | 226,923,000 | 241,191,000 |
| Noninterest-bearing deposits | 39,170,000 | 38,271,000 | 37,530,000 | 37,546,000 |
| Equity capital | 28,723,000 | 28,976,000 | 29,605,000 | 29,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,401,000 | 8,836,000 | 13,578,000 | 18,564,000 |
| Interest expense | 2,199,000 | 4,372,000 | 6,706,000 | 9,113,000 |
| Net interest income | 2,202,000 | 4,464,000 | 6,872,000 | 9,451,000 |
| Noninterest income | 191,000 | 275,000 | 378,000 | 431,000 |
| Noninterest expense | 1,998,000 | 4,025,000 | 6,031,000 | 8,196,000 |
| Provision for loan losses | -25,000 | -30,000 | 81,000 | 213,000 |
| Pretax income | 417,000 | 845,000 | 1,239,000 | 1,577,000 |
| Income tax | 102,000 | 237,000 | 350,000 | 377,000 |
| Net income | 315,000 | 608,000 | 889,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,449,000 | 28,758,000 | 29,061,000 | 29,425,000 |