Call reports 2023
CENTRAL BANK — 2023
What CENTRAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 280,016,000 | 296,512,000 | 306,672,000 | 297,999,000 |
| Total loans | 232,451,000 | 246,066,000 | 242,162,000 | 251,609,000 |
| Allowance for loan losses | 2,931,000 | 2,663,000 | 2,402,000 | 2,292,000 |
| Securities available for sale | 1,961,000 | 1,941,000 | 4,913,000 | 13,040,000 |
| Securities held to maturity | 8,436,000 | 8,300,000 | 8,254,000 | 8,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,075,000 | 244,371,000 | 256,277,000 | 235,100,000 |
| Interest-bearing deposits | 190,185,000 | 208,380,000 | 204,496,000 | 200,612,000 |
| Noninterest-bearing deposits | 32,890,000 | 35,991,000 | 51,781,000 | 34,488,000 |
| Equity capital | 27,226,000 | 27,648,000 | 28,005,000 | 28,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,432,000 | 7,323,000 | 11,430,000 | 15,603,000 |
| Interest expense | 1,170,000 | 2,798,000 | 4,614,000 | 6,596,000 |
| Net interest income | 2,262,000 | 4,525,000 | 6,816,000 | 9,007,000 |
| Noninterest income | 520,000 | 836,000 | 1,030,000 | 1,107,000 |
| Noninterest expense | 2,028,000 | 3,949,000 | 5,904,000 | 7,792,000 |
| Provision for loan losses | 55,000 | 72,000 | 72,000 | 0 |
| Pretax income | 695,000 | 1,275,000 | 1,805,000 | 2,269,000 |
| Income tax | 168,000 | 309,000 | 435,000 | 564,000 |
| Net income | 527,000 | 966,000 | 1,370,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,929,000 | 27,328,000 | 27,732,000 | 28,118,000 |