Call reports 2022
CENTRAL BANK — 2022
What CENTRAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 268,388,000 | 258,662,000 | 250,000,000 | 255,465,000 |
| Total loans | 201,094,000 | 198,696,000 | 212,660,000 | 216,032,000 |
| Allowance for loan losses | 3,971,000 | 4,002,000 | 3,994,000 | 2,965,000 |
| Securities available for sale | 4,886,000 | 0 | 1,000,000 | 1,986,000 |
| Securities held to maturity | 0 | 6,458,000 | 9,025,000 | 8,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,148,000 | 218,741,000 | 209,290,000 | 210,020,000 |
| Interest-bearing deposits | 193,519,000 | 185,581,000 | 176,195,000 | 175,623,000 |
| Noninterest-bearing deposits | 35,629,000 | 33,160,000 | 33,095,000 | 34,397,000 |
| Equity capital | 24,479,000 | 25,122,000 | 25,768,000 | 26,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,779,000 | 5,651,000 | 8,622,000 | 12,165,000 |
| Interest expense | 303,000 | 599,000 | 944,000 | 1,626,000 |
| Net interest income | 2,476,000 | 5,052,000 | 7,678,000 | 10,539,000 |
| Noninterest income | 227,000 | 471,000 | 617,000 | 642,000 |
| Noninterest expense | 1,843,000 | 3,732,000 | 5,665,000 | 8,262,000 |
| Provision for loan losses | 25,000 | 56,000 | 26,000 | -947,000 |
| Pretax income | 835,000 | 1,735,000 | 2,604,000 | 3,866,000 |
| Income tax | 166,000 | 324,000 | 551,000 | 861,000 |
| Net income | 669,000 | 1,411,000 | 2,053,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,951,000 | 24,715,000 | 25,380,000 | 26,483,000 |