Call reports 2021
CENTRAL BANK — 2021
What CENTRAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 308,975,000 | 282,883,000 | 271,067,000 | 265,134,000 |
| Total loans | 246,616,000 | 232,946,000 | 220,786,000 | 212,796,000 |
| Allowance for loan losses | 2,988,000 | 2,432,000 | 3,032,000 | 3,963,000 |
| Securities available for sale | 6,585,000 | 3,677,000 | 3,640,000 | 4,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,282,000 | 201,067,000 | 222,057,000 | 226,407,000 |
| Interest-bearing deposits | 173,410,000 | 168,448,000 | 190,346,000 | 187,843,000 |
| Noninterest-bearing deposits | 28,872,000 | 32,619,000 | 31,711,000 | 38,564,000 |
| Equity capital | 21,688,000 | 22,584,000 | 23,612,000 | 23,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 5,427,000 | 9,301,000 | 12,444,000 |
| Interest expense | 553,000 | 1,049,000 | 1,363,000 | 1,693,000 |
| Net interest income | 2,029,000 | 4,378,000 | 7,938,000 | 10,751,000 |
| Noninterest income | 244,000 | 849,000 | 1,072,000 | 1,415,000 |
| Noninterest expense | 1,451,000 | 3,120,000 | 4,798,000 | 6,600,000 |
| Provision for loan losses | 0 | 100,000 | 850,000 | 1,757,000 |
| Pretax income | 822,000 | 2,148,000 | 3,503,000 | 3,950,000 |
| Income tax | 199,000 | 519,000 | 845,000 | 949,000 |
| Net income | 623,000 | 1,629,000 | 2,658,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,613,000 | 21,812,000 | 22,892,000 | 23,257,000 |
| Total capital | 22,951,000 | 24,108,000 | — | — |
| Risk-weighted assets | 186,406,000 | 183,585,000 | — | — |