Call reports 2020
CENTRAL BANK — 2020
What CENTRAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 201,135,000 | 271,812,000 | 285,364,000 | 266,811,000 |
| Total loans | 166,425,000 | 219,304,000 | 224,308,000 | 233,116,000 |
| Allowance for loan losses | 1,887,000 | 1,862,000 | 1,909,000 | 3,020,000 |
| Securities available for sale | 7,851,000 | 7,974,000 | 7,194,000 | 6,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,672,000 | 185,041,000 | 196,135,000 | 183,384,000 |
| Interest-bearing deposits | 152,494,000 | 154,614,000 | 165,304,000 | 157,238,000 |
| Noninterest-bearing deposits | 16,178,000 | 30,427,000 | 30,831,000 | 26,146,000 |
| Equity capital | 19,086,000 | 19,847,000 | 20,465,000 | 21,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,415,000 | 5,270,000 | 8,142,000 | 11,570,000 |
| Interest expense | 775,000 | 1,534,000 | 2,214,000 | 2,806,000 |
| Net interest income | 1,640,000 | 3,736,000 | 5,928,000 | 8,764,000 |
| Noninterest income | 109,000 | 159,000 | 347,000 | 1,143,000 |
| Noninterest expense | 1,525,000 | 3,068,000 | 4,589,000 | 6,335,000 |
| Provision for loan losses | 99,000 | 71,000 | 117,000 | 1,227,000 |
| Pretax income | 125,000 | 756,000 | 1,569,000 | 2,345,000 |
| Income tax | 24,000 | 176,000 | 371,000 | 553,000 |
| Net income | 101,000 | 580,000 | 1,198,000 | 1,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,931,000 | 18,569,000 | 19,233,000 | 20,017,000 |
| Total capital | 19,818,000 | 20,431,000 | — | 22,245,000 |
| Risk-weighted assets | 167,639,000 | 175,738,000 | — | 177,498,000 |