Call reports 2019
CENTRAL BANK — 2019
What CENTRAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 174,824,000 | 178,019,000 | 189,038,000 | 200,413,000 |
| Total loans | 138,510,000 | 145,338,000 | 149,050,000 | 159,295,000 |
| Allowance for loan losses | 2,154,000 | 2,234,000 | 2,250,000 | 1,770,000 |
| Securities available for sale | 8,851,000 | 8,767,000 | 8,542,000 | 8,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,248,000 | 156,190,000 | 156,819,000 | 168,229,000 |
| Interest-bearing deposits | 144,330,000 | 144,220,000 | 142,458,000 | 154,781,000 |
| Noninterest-bearing deposits | 12,918,000 | 11,970,000 | 14,361,000 | 13,448,000 |
| Equity capital | 15,184,000 | 15,489,000 | 18,914,000 | 18,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,285,000 | 6,713,000 | 9,131,000 |
| Interest expense | 669,000 | 1,399,000 | 2,173,000 | 2,958,000 |
| Net interest income | 1,432,000 | 2,886,000 | 4,540,000 | 6,173,000 |
| Noninterest income | 196,000 | 600,000 | 985,000 | 1,181,000 |
| Noninterest expense | 1,303,000 | 2,829,000 | 4,323,000 | 5,832,000 |
| Provision for loan losses | 37,000 | 117,000 | 133,000 | 158,000 |
| Pretax income | 288,000 | 540,000 | 1,069,000 | 1,364,000 |
| Income tax | 68,000 | 129,000 | 260,000 | 320,000 |
| Net income | 220,000 | 411,000 | 809,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,721,000 | 13,939,000 | 17,395,000 | 17,344,000 |
| Total capital | 15,537,000 | 15,812,000 | 19,308,000 | 19,114,000 |
| Risk-weighted assets | 144,959,000 | 149,515,000 | 152,748,000 | 159,157,000 |